The "2025 Merit Increase Projections" article from Federal Pension Advisors offers federal employees a detailed overview of anticipated merit-based salary adjustments for the coming year. The piece highlights findings from Mercer's survey, indicating that employers plan to maintain consistent budgets, with merit increases projected at 3.3%, aligning with 2024 trends. It explains the distinction between merit increases and cost-of-living adjustments, emphasizing their role in rewarding performance and their impact on compensation and retirement benefits. The article also explores economic factors shaping these trends and provides actionable strategies for aligning financial goals with expected salary changes.